Quick Links

Account

Sign in to view your bag

Your shopping bag will be saved for you.

Payment Flow - eCostore

Advanced Payment Flow Management System

Real-time visualization of financial transactions and automated settlement processes

T+1
Settlement
99.9%
Reliability
24/7
Monitoring

KYC Verification

Identity verification process

Pending 1-2 days

System Approval

Account review and activation

Approved 24 hours

Active Selling

Start listing and selling products

Active Ongoing

Banking Verification

Secure payment method setup

Payment Settlement

Funds transfer to seller account

Understanding the Payment Process

Verification

User identity and transaction authenticity are verified through our secure KYC process and fraud detection system.

Processing

Payments are processed through our secure platform with 256-bit encryption and real-time monitoring.

Settlement

Funds are settled to sellers' accounts within T+1 business days after successful transaction verification.

Key Process Steps

Essential stages in the seller journey

1. KYC Verification

Complete identity verification to become a seller

2. System Approval

Account review and activation

3. Start Selling

List products and receive orders

4. Banking Verification

Secure your payment method

Benefits of Our Cash Flow System

Why our financial process works for sellers and customers

Secure Transactions

All financial transactions are protected with advanced encryption and secure payment gateways, ensuring your money is safe.

Fast Settlement

Our T+2 to T+3 settlement schedule ensures you receive your funds quickly and reliably after transactions are completed.

Transparent Fees

Our commission structure is clear and straightforward with no hidden charges, so you always know exactly what to expect.

Frequently Asked Questions

Common questions about our payment flow process

How long does the seller approval process take?

+

Typically, the seller approval process takes 1-3 business days after all required documentation has been submitted. Complex cases may require additional time for verification.

What is the commission rate for sellers?

+

Commission rates vary by product category, typically ranging from 5% to 15%. You can view the detailed commission structure in your seller dashboard after registration.

Can I expedite the settlement process?

+

Premium sellers with a proven track record may be eligible for our expedited settlement program, which offers T+1 settlements. Contact seller support for more information.

How are returns and refunds handled in the Payment flow?

+

When a customer initiates a return, the refund amount is held until the product is received and inspected. If approved, the refund is deducted from your next settlement or from your available balance.

What banking information is required for settlements?

+

We require your bank account number, IFSC code, account holder name, and bank branch details. All information is securely encrypted and verified before processing any payments.